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Emily Bazar:

I’m lucky. My generous job-based coverage has allowed me to make that choice without straining my finances.

But that luck isn’t universal, and as Covered California consumers face steep rate hikes next year, some will be forced to make a difficult choice: pay a higher price to keep their plans — and doctors — or switch plans to save money but risk losing their doctors.

“The great news is that most consumers have the ability to insulate themselves from premium increases and keep their monthly costs level from the previous year,” says Caroline Pearson, a senior vice president at Avalere Health, a health policy consulting firm in Washington, D.C.

“But that might require them to switch plans.”

… read more

image: By Jericho –, CC BY 3.0,

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