Just outside the gate of Charlotte’s Urban Ministry Center, where the homeless often gather with people selling them something, Kim Huggins got a pitch from an acquaintance she knows only as Jeff.
If she would give him her name and Social Security number, she would get free health insurance and he would earn $5.
Huggins, who was sleeping on a friend’s floor, says she handed the man her Social Security and ID cards and he filled out a form.
Her form, along with 600 others from across the Carolinas, went to Charlotte insurance agent Will Kennedy. Almost all the applications he submitted had an estimated annual income of $11,700, and many of the addresses were the Urban Ministry Center and other homeless help centers, according to a complaint filed with the N.C. Department of Insurance.
Today Huggins is among dozens in Charlotte who are learning that their “free” coverage requires them to cover a $5,000 deductible and costs them eligibility for some of the free medical services they’ve relied on.
“We have people who really need their medicine, and we can’t give it to them,” said Susan Royster of Charlotte-based NC MedAssist, which provides free prescription drugs for the uninsured.
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Kaiser Health News